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The fate of HUD - HousingWire

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Mortgage refinancing initiative to help lower-income borrowers

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UI Says HARP 2.0 Could Help Pandemic-Era Borrowers

UI Says HARP 2.0 Could Help Pandemic-Era Borrowers
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MND NewsWire features plain and simple interpretations of industry related data and events written in a manner that maintains the interest of random readers while still catering to the perspective of a housing market professional.
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Apr 20 2021, 9:58AM
The Urban Institute (UI) is advocating for a streamlined
refinancing program similar to the Home Affordable Refinance Program (HARP) which aided many
homeowners during the Great Recession to assist those impacted by the pandemic.
HARP, which was used by more than 3.4 million borrowers between 2009 and 2018, offered
simplified documentation, automated appraisals, no or reduced loan-level ....

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UI Urges Abandoning New Fannie/Freddie Amendments

UI Urges Abandoning New Fannie/Freddie Amendments
Mar 3 2021, 11:15AM
A new policy paper
from the Urban Institute (UI) looks at the
recent amendments to the senior
preferred stock purchase agreement (PSPA) agreed to by outgoing Treasury
Secretary Steven Mnuchin and Mark Calabria, Director the Federal Housing
Finance Agency (FHFA) on January 14, 2021. The PSPA governs Treasury s financial
relationship with the GSEs Fannie Mae and Freddie Mac. The changes were
intended to enable the eventual release of the GSEs from conservatorship by allowing
them to build capital and provides milestones for their release.
The changes also
serve to constrain the GSEs activities well after their release by putting ....

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