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My mortgage broker says an agreement in principle will leave a footprint on my credit file, and isn t necessary - but the agent says I need one. Who is right?
Most people I know think I should pay off my home loan. But am I being too defensive, and should I consider investing it elsewhere for potentially better returns?
HSBC, Barclays and TSB revealed that they were cutting the cost of home loans - in the latest sign of relief for households, who are also benefiting from falling inflation .
The mortgage valuation said there is a lack of owner occupiers living in the immediate area and my application was turned down. Should I try a different lender?