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eclgs: Finmin widens scope of ECLGS, includes healthcare sector


Synopsis
SMA-1 borrowers in the healthcare sector and 26 other high stress sectors (as identified by the Kamath Committee) are now eligible under ECLGS 2.0, the finance ministry said in a tweet.
Special Mention Accounts (SMAs) are those which are witnessing stress and can become NPAs/stressed assets.
The finance ministry on Friday expanded the scope of the Rs 3 lakh crore Emergency Credit Line Guarantee Scheme (ECLGS) which will now cover borrowers from the healthcare segment, apart from the 26 sectors identified by the Kamath Committee. Last month, the government had extended the scheme by three months till June 30 and expanded its scope to cover enterprises in hospitality, travel and tourism, leisure and sporting sectors. ....

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Banks sanction Rs 2.46 lakh cr loans to 92 lakh borrowers under ECLGS


Banks sanction Rs 2.46 lakh cr loans to 92 lakh borrowers under ECLGS
Banks have sanctioned loans worth Rs 2.46 lakh crore under ECLGS, Union Minister of State for Finance Anurag Thakur told the Rajya Sabha
PTI | March 10, 2021 | Updated 10:02 IST
As on February 28, 2021, guarantees have been issued under ECLGS to 92.27 lakh borrowers
Banks have sanctioned loans worth Rs 2.46 lakh crore to about 92 lakh accounts under the Rs 3-lakh crore Emergency Credit Line Guarantee Scheme for the MSME sector, Minister of State for Finance Anurag Thakur on Tuesday said.
As informed by National Credit Guarantee Trustee Company (NCGTC), the implementing agency of Emergency Credit Line Guarantee Scheme, as on February 28, 2021, the amount of loan sanctioned under ECLGS is Rs 2.46 lakh crore, he said in a written reply to the Rajya Sabha. ....

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Banks will take 12-18 months to show covid symptoms


Banks will take 12-18 months to show covid symptoms
A worker walks past the logo of Reserve Bank of India (RBI) inside its office in New Delhi, India July 8, 2019. REUTERS/Anushree Fadnavis/File Photo
(REUTERS)Premium
Deep Mukherjee
Early signs suggest that government measures such as the Emergency Credit Linked Guarantee Scheme (ECLGS) is providing some relief to covid-impacted businesses
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Early signs suggest that government measures such as the Emergency Credit Linked Guarantee Scheme (ECLGS) is providing some relief to covid-impacted businesses. Additionally, the Reserve Bank of India’s (RBI) moratorium and its subsequent one-time-restructuring (OTR) scheme have contributed to keeping the non-performing asset (NPA) levels of banks in check. Following a Supreme Court (SC) stay order, banks have not tagged the loans of specific borrowers as ‘NPAs’ since August 2020. Institutional lenders, though, have started reporting p ....

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MSME sector: MSME sector emerged as growth engine of economy: RBI Governor Shaktikanta Das


Comment
Shaktikanta Das predicted the healthcare sector to witness strong growth in the coming years with its commitment to R & D and low cost of production.
Story outline
Technology and innovation is another area where small sized units are playing a significant role.
Another sector expected to give a push to India’s exports and growth is the FTAs.
Outlining the emerging post Covid opportunities in India, Reserve Bank of India (RBI) Governor Shaktikanta Das on Thursday said that the MSME sector in India has emerged as the growth engine of economy with a vast network of about 6.33 crore enterprises, contributing 30% of GDP and approximately 50% to exports. Speaking at the 185th foundation day of the Bombay Chamber of Commerce and Industry, Das added that the sector has been rendered especially vulnerable by the pandemic, necessitating concerted efforts to combat the stress and focus on revival of the sector. ....

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MSME: MSME credit up on Govt guarantee - The Economic Times

The highest year-on-year growth of 9% was seen in the category of small businesses with a loan exposure of between Rs 10 lakh to Rs 50 lakh. ....

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