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10 Things No One Tells You About Early Retirement
The reality of retiring early can be far different from the fantasy. Here s what you need to know
by John Waggoner, AARP, June 1, 2021 |
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Even if you love your job, there are times when you d rather be alphabetizing the spice shelf than riding a packed train alongside hundreds of sniffling fellow commuters. And as you sway in the car next to a man who has biked four hours to the station, you might be thinking about early retirement.
Unfortunately, early retirement isn t for everyone. In fact, it isn t for most people. Just 11 percent of today s workers plan to retire before age 60, according to an Employee Benefit Research Institute (EBRI) survey. For many of those who do take the plunge, the reality of early retirement can turn out to be far different than the fantasy. Here are a few things to consider before you decide to retire early.