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$400,000. the pragmatic thing to do. emotionally, we re attached. i have a pretty yard. reporter: you do. and pretty house. the pool would have probably been back there, deck, pool, and tennis court. you don t know what the next person is doing. i think there s some psychology in the african-american community having felt less than and wanting to feel as good as. racism does not cause you to by $500 shoes on a $22,000 salary. it s a value system. it s perspective on life, and we ve got to celebrate the breakup of that mentality. reporter: is that an american problem or an african-american problem? it s an american problem but it is most devastating in african-american communities. reporter: doug and mary s daughter, mya, is a varsity ....
i have a pretty yard. reporter: you do. and pretty house. the pool would have probably been back there, deck, pool, and tennis court. you don t know what the next person is doing. i think there s some psychology in the african-american community having felt less than and wanting to feel as good as. racism does not cause you to by $500 shoes on a $22,000 salary. it s a value system. it s perspective on life, and we ve got to celebrate the breakup of that mentality. reporter: is that an american problem or an african-american problem? it s an american problem but it is most devastating in african-american communities. reporter: doug and mary s daughter, mya, is a varsity tennis player, who plays hard and shops hard. ....
reporter: doug and mary s daughter maya is a varsity tennis player. who plays hard and shops hard. what are your splurngs? clothes. reporter: you have a lot of clothes? oh my, you should see my room. tons of clothes. tons of clothes that i don t need. reporter: maya s half-brother eddie pays for her phone and credit card bills. what is your credit card bill? high. i can tell from that face. it s a little bit high. yes. maybe, you know, 400ish around there. reporter: a month? sometimes, yes. reporter: have your parents told you about some of the financial problems they re having? no, not really. i don t really want to know. reporter: you don t want to know? i don t want to ask. reporter: really? why not. because i don t think it s good to focus on negativity. i want to stay positive and keep moving. reporter: maya s future could be expensive. i would like to attend ....