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Should i do it? well, donna, first, should she and how? well, reverse mortgages are a red flag is when you take a loan out on your house, but the bank pays you for the loan and that you repay it so you will get income over time, which is a good benefit if you are on a fixed income and you don t plan to leave the house to your children or other heirs. so it can make sense for some folks, but it does not always make sense. they are complex loans and they cost a lot of money and fees and not everyone understands them. but there is some help out there, because there are reverse mortgage counselors provided by the housing and urban development division of the federal government, and she can found a housing counselor to determine if it is right for her at hud.gov. translator: th thank you, donna. we have tim. i have attempted to remove bad credit from my credit, and the three major reporting companies do not respond to my letters so what do you do when the ....
Companies don t do their jobs and follow the rules? well, tim is right an wrong in the same question. the fair reporting credit act gives everybody in the country the right to challenge things on credit card that are inaccurate and the credit reporting agents are to investigate and within 30 days correct it, leave it or delete it. there is a way for the credit agents to ignore the disputes if they are frivolous. so if he continues to dispute the same thing over and over and over again and the lenders say it is right, then the reporting bureaus can say, we are not going to challenge them any longer. well, thank you john and donna. if you have a question you want answered? send them to the help desk at cnn.com. ....
Mr. c sarkozy signaled they would do more, but it is unclear how it will fit in with the mandate from the u.n. and now with the royal wedding two weeks away officially, will the bride to be with wearing white? and we will talk about why she probably will not. and we have new details released by the new family, and royal family mark saunders is here. and now some advice from the cnn money help desk. it is time for help from the cnn money help desk. donna row saw ta sato is a mone and we also have eric with us. i m a widow and lost my job and i am considering a reverse mortgage and is this safe? ....
Still ahead, they are freed now but their stories of what it was like being held in libya rine credible. we will tell you what happened to those four new york times journalists coming up. first, stephanie elam with some free money advice. time now for the help desk, we get answers to your financial questions w me right now, donna row sat toe, senior editor at money and len net cox is a writer for wallet pop.com. glad you are here. we have questions coming in. first from brian in connecticut, i m a grad student graduating in the next few months and trying to get a handle on my debt. can you give me an idea where i should start? probably good thing, get it done. start with a budget no question about it, get a hand only your expenses, find out how much money you have got going out the door. you don t want to deficit spend. in other words, you don t want to spend more than you are actually earning. hopefully as a recent graduate, he has actually found a job that ....
Tornado warnings. you should be taking cover from east st. louis, over to washington, down south as well. when it goes by, it s over, but you may have 15 or 20 minutes of really squally weather and some of them may contain tornadoes. i m very concerned about this cell to the north of the city, they have signatures like they could have tornadoes on the grounds. when we come back, josh joins me with a look at some of the new laws coming your way in the new year. time for the help desk where we get answers to your financial questions. donna row sato. first question is how long after you file chapter 13 bankruptcy should you apply for a mortgage. what do you think, donna? just because you filed for bankruptcy doesn t prevent you from getting a mortgage. that said, it s a good idea to wait probably two years n a chapter 13 bankruptcy, you have to come up with a payment plan sort of rebuilding your credit ....