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Dont get insurance is to weigh the costs of the fine first is the cost of insurance. This is going to be ongoing. You can never stop failure. Ou can try to stay up with the measurements stress test, which is a great term, as to where failure might occur. Had we had stress tests on most of the bridges in the u. S. Over the last 50 years, we would not be crossing them. So you have got to realize that politics is the beginning of the end permeated that decision to deal with the problem. Those agencies, the alphabet they ran off, the federal Deposit Insurance Corporation of fdic, ok, i will put my money there, they were all created for a reason. They are still around, notwithstanding the reason for their creation is not necessary in some instances, and they have a life that they want to continue to live. I want to come to the defense of the fdic in articular. E did not have a function first of all, dodd and shelby worke ....
Behind me and that did not happen. You did not negotiate. We could get a photo of you afterward. Ok. Well, lets go to a committee now, not a subcommittee. The two gentlemen to my right and left have had ample opportunity to sit in the stuffed chairs behind me. Barney frank cocreated the legislation known as dodd frank. To my right is the honorable bill thomas, who served in congress until 2007. He was the chair of the house ways and means committee. And for purposes here today, he was the vicechairman of of the financial crisis inquiry commission. To my left is a member of the fcic who i have known for many years, headed the cbo for 4 years, was john mccains economic adviser, and was on the council of economic advisers. A guy who, for whatever reason, when he calls me up to do this stuff, i always say yes. There may be people who do not know what cbo means. It is the Congressional Budget Office. Barney and i have one ....