The report has revealed major discrepancies subsuming fake beneficiaries using the same IDs for multiple uses, unqualified hospitals empanelled under the PMJAY scheme, inconsistency in claim settlements and financial management and insufficient grievance redressal mechanisms across the country, , PMJAY, Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana, fake beneficiaries, comptroller and auditor general of india, cag report