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观察｜从个人信息直连到须征信机构介入，互联网贷款再迎变局

曾刚认为，断直连后，三方的业务流程保护了数据安全性，同时也对整个信用管理市场进行了规范。
当前，个人征信机构主要为央行征信中心和以及两家市场化的个人征信机构百行征信和朴道征信。其中，朴道征信股东包括北京金融控股集团、京东数科、小米等5家企业，百行征信由中国互金协会和芝麻信用管理有限公司、腾讯征信有限公司等8家机构成立。
助贷机构：模式重塑、行业分化
互联网贷款是金融机构与互联网平台优势互补下的共生产品，一位民营银行的从业人士此前告诉澎湃新闻记者，在市场端，互联网平台依靠渠道优势，数据优势，帮助银行完成贷款的过程，称为“助贷”。在资金端，银行若联合互联网平台一起放贷称为“联合贷款”。
此前，在2020年7月出台的《商业银行互联网贷款管理暂行办法》（下称《办法》 ....

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光明区调研组到龙华区学习城市管理先进工作经验_光明网

光明区调研组到龙华区学习城市管理先进工作经验_光明网
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我与许渊冲先生的三次接触_许老

我与许渊冲先生的三次接触_许老
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