the cold cuts. the polar vortex. talk about the blast of arctic air, what it had, the pros and cons. some were hurt and some benefited. the take away number is $5 billion. it s what it costs the nation when the polar vortex hit. the people not going to work, the bursted pipes, the canceled flights. the airline industry lost. 20,000 flights were canceled. 50 million to 1$100 million. there is a benefit. the delivery takeouts, the cable networks, they benefited from it. there was a little bit of give and take with that. it did cost the nation. quick, the social studies, small lenders are conducting social stud di-s. speaking of small lenders, people going out to ged loans,