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Hedging, TPO Marketing, AI Underwriting, Encompass Tools; FHA and USDA News; STRATMOR on Lessons Learned

While we await the release of the changes in the official conforming loan limits later today (many lenders and MI companies went to $750k in October, the CLL will probably increase around 6 percent for 2024 to around $770,000, and to $1,155,000 for high cost areas), both vendors and lenders continue with changes, instituting workweek reductions, furloughs, pay cuts, and layoffs due to overcapacity… Much different than a couple years ago when those same companies couldn’t hire people fast enough. Things rarely stay the same forever, whether it is in mortgage banking, shipping, or population. For example, there’s this: “Amazon Takes the Delivery Throne From UPS and FedEx.” Is Texas losing population? No, but here’s yet another example of a sensationalist headline that would make you think so: “People are leaving Texas over rising costs, partisan politics, and a sense of disenchantment.” Paging down a bit shows, “Over 494,000 ....

United States , Ginnie Mae , Courtney Dodd , Dave Gottfried , Alan Pezeshkian , Andrew Rhodes , Angela Castillo , Jenny Skaggs , Mark Workens , Closing Department , Loan Officers Branch Managers , Combo Program , Branch Area , Census Bureau , Resource Library , Rural Development , Fortune Magazine , Federal Reserve , Rural Development Handbook , Foreign National , Steam Champs , Group November Insights , Ginnie Program Updates , Delivery Throne From , Broker Products , Share Webinar ,

Tech Stack Analysis, LO Efficiency, Fair Lending Products; NAR is Lawyering Up; STRATMOR on Retaining Customers

Here in the Milwaukee area (yes, the autumn colors are stellar), I attended a Newrez joint venture event and one of the conversation topics (besides lenders either saying “no mas” and exiting or being purchased, more below, or NAR’s legal events, more below) is the changing landscape of down payments and down payment assistance programs. STRATMOR’s current blog is titled, “Mind the Down Payment”. Despite high mortgage rates and low buyer demand, home prices are still at record highs in many parts of the country leading to higher down payments. LendingTree analyzed data from more than 580,000 users of our platform who lived in one of the nation’s 50 largest metropolitan areas. A down payment on a home across the nation’s 50 largest metros averages $84,499. While down payments vary significantly by location, no metro in this year’s study has an average of less than $47,900. California is home to the three metros where down pa ....

United States , New York , John Owens , David Laz Lazowski , Mike Seminari , Steve Jacobson , Shannon Schmidt , Matt Clarke , Matt Vanfossen , Phil Treadwell , Shawn Morris , Ben Miller , Ed Groshans , National Association Of Realtors , Home Mortgage Corporation , Broker Software , Operations Department , Fortune Magazine , Department Of Justice , Fm Bank , Market Committee , Compass Point Research Trading , Oklahoma City , Virginia Beach , Visio Lending , Jeff Ball ,

Secondary Marketing, Broker Delivery, Outsourcing Products; Conv. Conforming News; Rates, Inflation, and the Fed

For anyone attending the California MBA’s Western Secondary starting this weekend, here’s a challenge too good for any tennis players to pass up. Augie Del Rio, CEO of Gallus Insights, and I will play doubles against anyone Sunday afternoon from 2-4PM across the street from the Waldorf. The loser of 2 out of 3 sets pays $500, the winner gets to decide the charity. First two to email Augie snags the opportunity. (I don’t know Augie’s skill level, but I am old… it’ll be like shooting fish in a barrel.) Speaking of the Western Secondary Market Conference, the California MBA uses the financial resources derived from this to support advocacy efforts in Sacramento. No “lobby rats!” If you’re going, sign up. Support the organization! (Today’s podcast can be found here and this week’s is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mor ....

United States , Charlesr Swindoll , Matt Brammer , Kim Dittmer , Ginnie Mae , Frank Fiore , Freddie Mac , Department Of Housing , Federal Reserve , Family Housing Program Development , Valuation Policy Division , Fannie Mae , Us Census Bureau , Freddie Mac The Enterprises , Government Sponsored Enterprises , Stronghill Capital , Home Mortgage Insurance Division , Program Support Division , Fortune Magazine , Advisory Services , Broker Software , Market Committee Minutes , Del Rio , Gallus Insights , Western Secondary Market Conference , Richey May ,

IMDbPro Partners With Staff Me Up, Casting Calls America (EXCLUSIVE)


IMDbPro Partners With Staff Me Up, Casting Calls America (EXCLUSIVE)
Brent Lang, provided by
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IMDbPro is making it easier for entertainment industry professionals to find their next gig.
The subscription database has added thousands of cast and crew notices through Staff Me Up, a resource for finding production work, and Casting Calls America, a more regionally focused list of acting jobs. The company already has existing relationships with Casting Networks and Direct Submit (formerly NYCastings). IMDbPro says the new partnerships will enable it to offer one of the largest selections of cast and crew notices available.
More from Variety ....

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IMDbPro Adds Thousands of Cast and Crew Notices Through New Agreements With Staff Me Up, Casting Calls America and Crew Calls America


IMDbPro Adds Thousands of Cast and Crew Notices Through New Agreements With Staff Me Up, Casting Calls America and Crew Calls America
By
Staff
4 weeks ago
IMDbPro Empowers Members with One of the Largest Selections of Cast and Crew Notices, Powerful Search and Filtering, and the Ability to Easily Find Work-From-Home Opportunities
Staff Me Up, Casting Calls America and Crew Calls America Join Existing IMDbPro Cast and Crew Notice Providers
LOS ANGELES–(BUSINESS WIRE)–IMDbPro (www.imdbpro.com), the essential resource for entertainment industry professionals, has added thousands of searchable cast and crew notices through Staff Me Up, Casting Calls America and Crew Calls America. With these new providers as well as notices posted directly on IMDbPro and existing relationships with Casting Networks and Direct Submit (formerly NYCastings), IMDbPro now offers one of the largest selections of cast and crew notices available anywhere. ....

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