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Fundbox’s Direct Draw simplifies small business credit access Fundbox’s new offering Direct Draw should be a great draw for the 18 million underserved small businesses in America, its executive team believes.
Direct Draw only requires a connection to a business bank account. In a release, Fundbox estimated 60 per cent of America’s small businesses are financially underserved and struggle to find the money they need to grow. Banks reject roughly three out of every four applications and balk at lending less than six figures. Even when they do lend, banks, and many fintechs too, require a small business owner’s personal credit score for underwriting. Many business owners prefer to keep business and personal finances separate. Personal credit inquiries can also hurt their credit scores. ....
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