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Up drowning in the pool. police ruled it an accident and bill collected on an insurance policy. do you know how much money was paid out on her death? i believe it was approximately $250,000. reporter: bill had other insurance payouts too. one when his automotive shop burned down, another on an investment property fire. he was also the beneficiary on policies for diane totalling $750,000. are you a guy that plays fraud games on insurance on the companies of bill? no. every one of those was investigated. is this all consistent, the arson, the insurance payouts, including up to diane s death? right. because that s the picture that comes together against you. yeah. i understand that. this is not fraud on your part? absolutely not. reporter: but kevin, bill s main accuser, says the motive ....