Government really does need to now act, and that means to say it will do the remediation, make sure that happens and proceed against the industry as a whole to recover the cost. because this has been an endemic problem throughout the whole of the industry, it is notjust a few bad apples. but of the industry, it is not ust a few bad apples.i of the industry, it is not ust a few bad apples. but how is it then fair for those few bad apples. but how is it then fair for those who few bad apples. but how is it then fair for those who have few bad apples. but how is it then fair for those who have remained l few bad apples. but how is it then. fair for those who have remained in fairfor those who have remained in business, unlike those you mention who have gone into liquidation either because they couldn t survive or they were concerned about what was coming down the track, those who are trying to meet their responsibilities, those who have already tried to make amends in some way, ....