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experiences with getting different appraisals on their california homes. this is just over two hours. the hearing is being recorded and live stream data consumer finance it is being recorded at consumer finance.com back slash events. my name is martinez, i served as chair of the board of the appraisal subcommittee or a s.e.. i also served as the deputy director for the consumer financial protection bureau, the cfpb. today s hearing presents an opportunity to learn more about appraisal bias and get that information to the public. here is what you can expect. a s.e. executive director jim park will frame the discussion by providing a short presentation about the aoc and its authorities. following his presentation, we will hear from a panel of witnesses who represent different sides of the at home appraisal transaction, homeowner, lender, appraisal, and an academic who is conducted statistical analysis of available data on appraisal bias. the witnesses were share their per ....
[inaudible conversations] good morning. thank you for joining the appraisal subcommittee on appraisal bias in the residential real estate market. this hearing is being recorded and live streamed at consumer finance.gov back slash events. i serve as chair of the board of the appraisal subcommittee or ss asc and today s hearing presents an opportunity to learn more about appraisal bias and get that information to the public. here is what you can expect. asc director mr. provide a short presentation about the asc and its authorities. following his presentation we ll hear from a financial of witnesses who represent different sides of the home appraisal transaction, home owner, lender, appraiser, and in academics who has conducted statistical analysis of available data on appraisal bias. the witnesses will share their perspectives on appraisal bias, scope, root causes and impact on the consumers and the marketplace more broadly. after opening statements from our witnes ....