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How small businesses can help employees prepare for retirement

So, how can we aim to solve the problem of retirement funding for those who help us to serve our clients and customers? ....

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Not Your Grandfather's Retirement Plan: How Retirement Planning is Changing


At first glance, it may seem that retirement planning hasn t changed much over the years. However, today s savers face different challenges than those of previous generations. These new hurdles can change the planning process s details quite a bit, even in the final years.
Longer Life Expectancies
The first thing people want to know when they begin retirement planning is how much they will need to save. The answer depends on several different factors, including one s life expectancy.
Thanks to advances in healthcare and technology, individuals live longer than they used to. According to the Social Security Administration, life expectancy at birth in 1930 was only 58 years for men and 62 years for women. Today, the average American lives to be 78.6 years old, with more than 30% of 65-year-olds living into their 90s. ....

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