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Mike Dailly: Housing evictions will start taking place again


BUT for a last-minute decision to keep Glasgow in level 3 lockdown last week, the eviction and removal of homeowners and tenants from their homes would be happening across the city this week.
Make no mistake evictions and mortgage repossessions will be taking place across Scotland from today – as all areas move into level 2 lockdown except for Moray and Glasgow.
The eviction ban was first introduced as a temporary measure last December but was extended as the threat from Covid-19 spiked from mutations and variants and Scotland remained at level 4.
The ban doesn’t apply to evictions based on the grounds of anti-social behaviour or criminal conduct related to a property. ....

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Vital drivers know their rights on PCP car sales


HP is a simple arrangement that s easily understood. You pay a modest deposit.
You make monthly payments towards interest and the cost of the car. With the final monthly payment, you own the vehicle.
Things started to change in motor finance from 2010 with a rise in personal contract purchase (PCP) agreements.
By 2020, 90% of all new cars were bought on credit - with PCP accounting for 80% of the UK s consumer car finance market.
PCP looks attractive - but looks can be deceiving. It s used for the purchase of new or nearly new cars and is a form or hire purchase or conditional sale. ....

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