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Lets start with a section about preschool in japan. There is such a conversation about universal prek, that is something that is not possible in japan. Why . Ellen there is this big shortage of women in the workplace and the Prime Minister is hoping to get more women actually working, and more women would like to work but there is a huge childcare issue. There are not enough Nursery Schools and the Nursery Schools are just sort of mired in regulation, and the teachers are paid very poorly so the teachers are constantly dealing with paperwork, etc. They do not want to do it anymore so they are trying to recruit more teachers and they in fact are building more nurseries schools, but it is tough to make it all come together. David high yield investment programs, something i have not heard of before, talk about about that. ....