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PayPal is building a 'super app.' Should banks be worried?

PayPal is building a 'super app.' Should banks be worried?
paymentssource.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from paymentssource.com Daily Mail and Mail on Sunday newspapers.

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U.S. Senate Bill Seeks to Resurrect OCC's Fair Access to Banking Rule – RedState

Senate bill would restore fair access to banking. ....

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How the GameStop frenzy sabotaged a bid to 'democratize' finance

How the GameStop frenzy sabotaged a bid to ‘democratize’ finance
POLITICO
2/17/2021
By Victoria Guida
© Photo illustration by Justin Sullivan/Getty Images
In this photo illustration, the Robinhood logo is displayed on an iPhone on December 17, 2020 in San Anselmo, California.
Democrats have long been conflicted over financial technology companies like online lenders, praising the flashy upstarts for their ability to help lower-income Americans build wealth yet wary of the risks they pose to unsuspecting consumers.
But the episode with Robinhood Financial where armies of small investors used the internet brokerage’s app to pump up GameStop s stock until Robinhood halted their purchases has unearthed a growing sentiment on the left: “Fintech” is just a fancy word for everything they already hate about finance. ....

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High-flying fintech startups get new scrutiny after the GameStop debacle

POLITICO
How the GameStop frenzy sabotaged a bid to ‘democratize’ finance
The episode with Robinhood Financial has unearthed a growing sentiment on the left: “Fintech” is just a fancy word for everything they already hate about finance.
In this photo illustration, the Robinhood logo is displayed on an iPhone on December 17, 2020 in San Anselmo, California. | Photo illustration by Justin Sullivan/Getty Images
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Democrats have long been conflicted over financial technology companies like online lenders, praising the flashy upstarts for their ability to help lower-income Americans build wealth yet wary of the risks they pose to unsuspecting consumers. ....

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OCC pauses publication of fair access rule in Federal Register | Ballard Spahr LLP

Federal Register to “allow the next confirmed Comptroller of the Currency to review the final rule and the public comments the OCC received, as part of an orderly transition.”
The final rule is intended to codify the principle that a bank’s decision not to serve a particular customer should be based on an individual risk management decision about that individual customer, not on the fact that the customer operates in an industry subject to a broad categorical exclusion created by the bank. The OCC stated in its announcement of the pause in publication that its “long-standing supervisory guidance stating that banks should avoid termination of broad categories of customers without assessing individual customer risk remains in effect.” ....

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