We re also seeing it from the euro as well and that is causing the travel insurance to go up. in the car insurance market, that is the cost of car parts and the cost of claims themselves. so we are seeing a huge increase in the cost of claims and again, cars are more expensive to buy and fix. so this all unfortunately goes into the cost of the consumer, and it all goes into their car insurance premium. we all know about double digit food inflation, but official data shows that inflation in uk restaurants and cafes is also still running at 9.4%. it should be said that not every economist is convinced that the uk is an international outlier when it comes to inflationary pressures. yet those that are point to two big likely culprits