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Apple Pay Later to report data to Experian, a positive first step for consumers

Users of Apple’s buy-now-pay-later platform will soon have their payment history reported to one of the major credit bureaus, but it won’t affect their.

Jennifer chienJennifer baileyStanford graduate school of businessPay laterApple pay laterStanford graduate schoolApple payApple walletArticle normalComputers consumer electronicsRetail wholesaleCredit types servicesRating agenciesBanking creditBuy now pay later servicesFinancial services

You have no debt Does your credit score still matter?

Credit history is still important for utilities, phone services and insurance.

Carla adamsRod griffinCrystal coxRob schultzLake orionArticle normalAccounting consultingBusiness consumer servicesBanking creditFinancial servicesAnalyst comment recommendationCorporate industrial newsHigher education costsLiving lifestylePersonal credit scorePersonal finance

Consumers are increasingly relying on their existing credit cards instead of applying for new ones

Consumers are still hungry for credit, but they’re holding off on getting new credit cards. The result? They’re spending more on their existing accounts.

Wells fargoCharlie wiseArticle featuredRating agenciesBanking creditFinancial servicesCorporate industrial newsPolitical general newsSociety communityConsumer affairsPersonal financeConsumer spending budgetingIndustrial newsGeneral newsConsumer spending

A tale of two consumers : Subprime consumers are showing strains

Strong consumer spending is powering the U.S. economy, but one group appears ‘vulnerable,’ some experts say.

United statesNew yorkJohn greeneRobert sockinJane fraserMatt schulzMargaret roweFair isaac corporationFitch ratingsFederal reserve bankFinancial servicesDiscover financial servicesNew york fedCassandra happeArticle featuredBusiness consumer services

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