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Personal Loans vs. Lines of Credit: What's the difference?

Deciding between a personal loan and a line of credit hinges on your individual needs. The optimal choice is based on your financial circumstances and borrowing tendencies.

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How to Keep Your Bank From Closing All Your Accounts

Having a checking account is a privilege, not a right, but most people forget this until they lose access to their accounts. The security software that banks use to sniff out criminal activity is easily frightened. It sets off millions of alarms across the industry each year, and most of them are false. Nevertheless, bank staff members following up on the warnings appear to be cutting an increasing number of innocent customers off from their accounts, The New York Times reported in a series of r

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Australia fines lender ANZ $9.6 million for misleading customers over funds

The Australian lender falsely indicated to customers that they could avail cash advance from funds stated to be their 'Available Funds' without incurring fees and interest, according to the Australian Securities & Investments Commission (ASIC). The error resulted in customers being charged with thousands of dollars in fees while the average remediation paid was around $45 per affected account.

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NFC fraud, face-to-face records and Ts&Cs

Detailed text transcripts for TV channel - FOXNEWS - 20140201:15:53:00

comcast nbcuniversal well, forget about uncle sam. how about big brother sam? a new report shows that the consumer financial protection bureau is collecting personal information from an estimated 991 million credit card accounts. well, it s not a problem if they are collecting aggregate data. personal information, ben. personal. i know. i know. i know. that s where it gets scary. why do they need that? why does the government need that kind of information? surely that s not going to reduce terrorism, surely that s not going to lead us to al qaeda. why do they need it? it seems to be a phrase that warren buffett used a lot, it s

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