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First because it was a highly volatile day. We had swing of 346 points from high to low, big moves. Why is the market so volatile right now . I think fear. Fear drives markets. When you see russia raise that rate up six 1 2 basis that is pretty impressive. Theyre in a little bit of trouble. Gerri what youre talking about russias National Bank essentially took Interest Rates to 17 overnight. That was unstabling. But we had oil prices actually come down a couple of cents here. I think that that the next quarter will show up with the consumer. The middle class will benefit big time and Small Business own years john, lets get to that. I thought Falling Oil Prices, we had them go up only a couple of cents today. I thought Falling Oil Prices was good news for all of us, for consumers, country and economist. Yet the market seems to think it is bad news. I dont understand. Why . I dont either. I think the market is very fearful that price deflation might spread from oil to other industrial com

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