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CRM Product; STRATMOR CD Workshop; FHFA on Lock-In Effect; Training and Webinars

I head to Central Texas today (A53 on Southwest; something about maybe seeing an eclipse); statewide Texas home ownership rate is about 64 percent. This is a shade lower than the 66 percent nationwide. (Home ownership & operational challenges facing lenders are a couple of the topics Mike Metz with Arizona’s V.I.P. Mortgage will discuss today at 2PM CT.) And a huge percentage of those homeowners have low fixed rates. People can be “locked-in” or constrained in their ability to make appropriate financial changes, such as being unable to move homes or sell assets due to tax burdens. In the U.S., nearly all 50 million active mortgages have fixed rates, and most have interest rates far below prevailing market rates, creating a disincentive to sell. These frictions, whether institutional, legislative, personal, or market-driven, are a real problem. The FHFA, Fannie & Freddie’s conservator, has a research piece on this since residential rea ....

North Carolina , United States , Robbie Chrisman , Fannie Freddie , Justin Demola , Brian Bennett , Kathy Kraninger , Michaela Iorio , Doug Long , Richard Grieser , Greg Sher , Josh Moody , Mike Metz , Hireahelper Miranda Marquit , Rebecca Lorenz , Steve Majerus , Brian Vieaux , Marianne Collins , Luke Tomaszewski , Jeff Walton , Federal Reserve Bank , Consumer Financial Protection Bureau , Product Development , Carolina Bankers Association , National Mortgage News , Florida Bankers Association ,

Ocrolus Achieves Significant Technology and Customer Growth in 2023 Amid Market Challenges

Ocrolus Achieves Significant Technology and Customer Growth in 2023 Amid Market Challenges
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Sam Bobley , Cornerstone Capital Bank , Hometrust Bank , Best Egg , Cornerstone Capital , Detect Authenticity Score , Crosscountry Mortgage ,

Ocrolus Achieves Significant Technology and Customer Growth in 2023 Amid Market Challenges

/PRNewswire/ Ocrolus, a leader in AI-driven document automation for faster, more accurate financial decisions, is slated to finish 2023 strong following a. ....

Sam Bobley , Hometrust Bank , Cornerstone Capital Bank , Best Egg , Cornerstone Capital , Detect Authenticity Score ,

Ocrolus Achieves Significant Technology and Customer Growth in 2023 Amid Market Challenges

Ocrolus Achieves Significant Technology and Customer Growth in 2023 Amid Market Challenges
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Sam Bobley , Ocrolus Achieves Significant Technology , Cornerstone Capital Bank , Hometrust Bank , Achieves Significant Technology , Customer Growth , Best Egg , Cornerstone Capital , Detect Authenticity Score , Crosscountry Mortgage ,