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One in four married couples leaves valuable retirement funds on the table by failing to claim employer matches in their 401 (k) plans, a study finds. ....
Yves here. Identifying the various mechanisms by which the rich pass their advantages to their offspring is an important line of inquiry. However, perhaps because it is hard to parse out for analytical purposes, one advantage of growing up in a wealthy household is acquiring class markers. For the British, it’s the posh accents (particularly the ones acquired at public schools) as well as learning skills that are typically expensive to acquire, like riding horses and skiing, or in the US, sailing (the exceptions for people of modest means are living in communities where those are routine activities, so for skiing, living in a mountainous areas, or in a place like New Zealand, where many middle class families sail). In America, another class marker that few members of the PMC seem to have mastered is the easy affability and beautiful manners of those who come from East Coast old money families. ....
Q&A with Ben Polak: The former provost returns to teaching Monday, December 14, 2020 Ben Polak, the William C. Brainard Professor of Economics, stepped down as Provost in February 2020 after serving seven years in the position. He has rejoined his faculty peers in the department resuming his teaching. We asked Professor Polak what his time was like as Provost and how his time has been back in front of the class (albeit virtual this term). As an economist, what strengths do you feel you brought to the provost position? Economists, me included, bring strengths but also weaknesses to administration. On the strength side, administrators have to make decisions. Provosts have, in particular, to allocate scarce resources. Economists know how to frame those problems, how to use data, and how to think through tradeoffs. That helped. On the weakness side, the typical economist – certainly this typical economist – is a little less good at the human-interaction ....