Buying an HDB flat, be it BTO or resale, can be challenging, especially given the various criteria to meet. But all hope is not lost having an essential occupier can help you with your HDB flat purchase. But first, let us explain more about the essential occupier. According to HDB, an essential occupier (or core occupier) is a family.
Before there was such a thing as BTO flats, HDB flats were built BEFORE they were sold. In 1989, there was a massive oversupply of flats in Woodlands and Yishun. In response to the oversupply, HDB combined many unsold units into jumbo flats, effectively halving the number of unsold flats. Jumbo flats are essentially the biggest HDB flats you can.