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Retirement Ready with David Kopyc - Fall Check On Retirement! | 98.3 WTRY

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TPO, Underwriting, eSign, and Sales Tools; News From GNMA, FHA, and VA

“The officer said, ‘You drinking?’ I said, ‘You buying?’ We just laughed and laughed.. It’s Friday morning and I need bail money.” No one ever struck it rich by keeping their money in a savings account, although American Express National Bank is offering a yield of 1.5 percent on deposits. Do you work for a residential lender making money? If so, good for you! The Mortgage Bankers Association tells us, in its Quarterly Mortgage Bankers Performance Report, that only 57% of lenders were profitable in the second quarter of 2022, and/but on average independent mortgage banking (IMB) firms and mortgage subsidiaries of federally insured depositories lost $82 on each loan they originated (versus a gain of $223 per loan in 1Q22). Lenders who held onto servicing enjoyed a profit of $133 per loan, down from $242 per loan in the first quarter. We’re more than halfway through the 3rd quarter, and I am not hearing good things about July income

Retirement Ready with David Kopyc-Importance of Beneficiary Forms | 98.3 WTRY

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Retirement Ready with David Kopyc-Asset Allocation During Volatile Markets | 98.3 WTRY

Retirement Ready with David Kopyc-Outliving Your Retirement Assets | 98.3 WTRY