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And that there might not be the kind of political benefit you might want to expect and think that your party deserves from pushing something like this through. that s a very fair point. in the business i m in, you don t get credit for disaster avoided. you don t get credit for the things you kept from happening bad. look, that s the story of this year politically. there s no question. president obama inherited this terribly deep recession. the republican budget committee paper just admitted that. what we ve done is make things better. we ve avoided damage. but people don t give you points for making things less bad. they have a right to say, make it better. that s true about this bill. mostly what this bill will do will be to prevent abuses, whether of individuals in the consumer area or of the whole system in the razzle-dazzle of derivatives and people making loans they shouldn t make. so i think that s true. on the other hand, i want to give the public credit. this bill became a st ....