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Regional Director, Pacific West - United States of America

Servicing, Closing, AI, MI Products; USDA, FHA, Ginnie News; Rates Quiet Holiday Slow Down?

Everyone has a plan until they get punched in the mouth. If you haven’t seen a video this one from a drone ) of the destruction in the South and Midwest, especially Kentucky, take a look. The loss of human and animal life is terrible, and it will take years to clean up and rebuild the communities. (Many in our industry have had some good years; The Better Business Bureau has a list of charities in those areas that can help.) The tornadoes that struck a few days ago were predicted, but due to a few reasons the fatalities were high. Shifting our attention, who predicted these inflation numbers that we’ve seen in recent months? Certainly not the Fed. These sky-high numbers remind us that, as Dr. Michael Fratantoni puts it, “All forecasts are wrong but some are useful.”

Servicing, Closing, AI, MI Products; USDA, FHA, Ginnie News; Rates Quiet Holiday Slow Down?

Servicing, Closing, AI, MI Products; USDA, FHA, Ginnie News; Rates Quiet Holiday Slow Down?
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How a Growing Network of Activists Works to Finance the Future

SHARE Photo courtesy of Getty Images When we look back one day at how the tides of economic and racial injustice were shifted, we’ll see the handprints of a network of financial activists. Gaining in power and reach year by year, this force rising from the Integrated Capital Institute is shifting growing amounts of financial and social capital along with control of those resources to communities that have faced persistent exclusion and discrimination. RSF Social Finance created the ICI in 2017 with the goal of training a diverse corps of financial advisors, investors, philanthropists and community leaders to challenge assumptions about the best uses of money, collaborate effectively with people coming from radically different contexts and apply an integrated capital approach to systemic problems. The ICI has since graduated 73 fellows varying in age, ethnicity, location and economic background, with two-thirds of them women from an intensive, personally demanding nine-mon

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