The State Bank of Vietnam (SBV) has proposed using credit scoring to better manage the banking sector and promote the development of finance and fintech companies.
In the last month, major banks including Vietcombank, ACB, TPBank, SHB and BIDV, as well as other consumer finance companies have been rolling out offers with incentives to individual customers.
As access to credit is not easy or has reached its limit, while bonds have not performed well either, businesses have to shift towards raising capital in the stock market.