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CIBIL Score: Faster Loan Approval, Cheaper Loans; Know How Good Rating Is Beneficial

How to Improve Cibil Score Immediately: The CIBIL score of a borrower is examined when he or she applies for a loan from a bank or another financial institution. The scale runs from 300 to 900 points. It is preferable if the score is higher. In general, a score of 750 or greater is regarded as favourable, and the chances of getting a loan are increased. ....

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Holding multiple credit cards? Know if it affects your CIBIL score

Updated Jan 03, 2021 | 13:11 IST
In case a borrower is holding multiple cards then supposing a borrower has 5 different cards but the utilisation is 10 per cent for each card, they are good.
Holding multiple credit cards? Know if it affects your CIBIL score | Photo Credit: BCCL
New Delhi: Keeping multiple credit cards has become quite common in urban areas especially upper-middle-class and upper-class population. Borrowers may often wonder if holding multiple credit cards can impact their CIBIL or credit score negatively. As per experts, having multiple cards may not affect the CIBIL. However, the lack of disciple in repayment, over utilising the credit limit and making multiple enquiries may impact it. ....

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