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Australia inflation: Central bank independence is dead as politicians compromise commitments to price stability targets

Politicians are compromising central banks’ commitments to price stability targets, and the ensuing sticky inflation will require a much tougher cost of capital to extinguish. ....

Christopher Joye , Christopher Joyecolumnist ,

Rising mortgage rates will help cool housing market


Rising mortgage rates will help cool housing market
Normalising bank funding costs should drive fixed loan rates higher, which will help cool ebullient Australian property at just the right time for regulators.
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Over the years, this column has been the staunchest possible defender of Australia’s prized AAA sovereign credit rating, regularly excoriating Standard & Poor’s for putting it on “negative outlook” ahead of a possible downgrade, only to belatedly normalise the rating years later to “stable” as the “wonder Down Under” repeatedly bested its global peers.
A modest increase in bank funding costs after the RBA’s term funding facility expires in June could be the perfect tonic to help cool the heated housing market.  ....

Christopher Joyecolumnist , Christopher Joye , கிறிஸ்டோபர் மகிழ்ச்சி ,

For a bomb-proof portfolio, investors should consider the risk of war


How to prepare for war with China
While the wider community is mostly oblivious to the risk of war, there is a very real chance that the Australian homeland could be in the cross-hairs.
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Long-time readers of this column have been hearing about the drum beats of war between China and the US for the best part of a decade. Back in May 2020, Coolabah Capital gave a detailed private seminar to hundreds of our wholesale clients assessing these risks and advised that the probability of major power conflict in the Indo-Pacific had lifted to as high as 50 per cent. ....

Christopher Joyecolumnist , Christopher Joye , கிறிஸ்டோபர் மகிழ்ச்சி ,

Winners and losers of an annus horribilis


Winners and losers of an annus horribilis
The greatest legacy of COVID-19 may be that it has united a divided liberal-democratic order in recognition of the threat of an autocratic superpower.
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As difficult as 2020’s annus horribilis has been – a year in which we’ve all lost out, one way or another – the winners have been human ingenuity, those who can predict policy endogeneity and, perhaps ultimately, democratic capitalism as a business model relative to the ascendant alternative of autocracy, which is being forced into autarky.
When SARS-CoV-2 first emerged, almost all the experts were convinced there was no hope of finding vaccines that could be approved and distributed in 2020. ....

Christopher Joyecolumnist , Christopher Joye , கிறிஸ்டோபர் மகிழ்ச்சி ,