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What to do when you can't open a bank account


What to do when you can’t open a bank account
It can be a sign of fraudulent activity by someone using your personal information.
 
Published Earlier today
Signing up for a bank account is usually easy. But just as an application for a credit card might not be approved, a bank or credit union could deny an account application.
If this happens to you, be aware that you have other options. However, it’s a good idea to try to learn why the bank made the decision. Of the 7 million U.S. households that don’t have a bank account, about 20 percent say one reason is because of ID verification, credit problems or issues with a former bank account, according to a 2019 Federal Deposit Insurance Corp. survey. Other reasons include customer concerns about keeping the minimum bank balance and inconvenient bank locations. ....

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What to Do When You Can't Open a Bank Account


KXLY
May 4, 2021 6:25 AM
Margarette Burnette
Posted:
Updated:
Getty Images
Signing up for a bank account is usually easy. But just as an application for a credit card might not be approved, a bank or credit union could deny an account application.
If this happens to you, be aware that you have other options. However, it’s a good idea to try to learn why the bank made the decision. Of the 7 million U.S. households that don’t have a bank account, about 20% say one reason is because of ID verification, credit problems or issues with a former bank account, according to a 2019 Federal Deposit Insurance Corp. survey. Other reasons include customer concerns about keeping the minimum bank balance and inconvenient bank locations. ....

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