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Car insurance UK: Drivers caught out by cancellation fees as firms pocket over £71million


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“They’re locked into annual car insurance contracts because there aren t viable alternatives and are then penalised if their circumstances change and they end a policy early.
Cuvva has urged road users to ask an insurer to list all the additional costs associated with a policy before they sign up.
It warns a policy may look like a good deal but added fees can add up to be a lot more expensive than first imagined.
It urged road users to consider more flexible car insurance policies which do not charge fixed cancellation fees.
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A flexible policy means drivers are not tied down to a fixed contract and can leave at shorter notice. ....

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Car insurance UK: Drivers have seen 'unprecedented change' over the past year


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Compare the Market said they had witnessed a few insurance providers offering money back to drivers and other goodwill gestures during the pandemic.
They said any firms offering this would get in touch directly with any motorists affected.
Mr Fulthorpe added “partial refunds” had been offered by some firms due to a “significant decrease” in car use.
He told Express.co.uk: “In light of the pandemic, some insurers offered a partial refund to their customers due to a significant decrease in the use of vehicles and time spent on the road.
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“For example, Admiral paid back all of their car insurance customers a flat fee of £25, LV also offered a refund customers could apply for should they have been financially affected by Covid. ....

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Car insurance UK: Electric car premiums are likely to 'come down' as more drivers switch


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“Until then, drivers going green must compare insurance premiums carefully if they are going to make the most of the potentially overall lower running costs these vehicles offer.”
Compare the Market confirmed vehicles are often found in higher car insurance groups which usually mean higher costs.
The electric-powered Nissan Leafs can be found in groups 20-35 compared to an almost identical Ford Focus which is in group 14.
Data form the group found drivers could pay over £500 per year to insure a Hyundai Ioniq Hybrid Premium model.
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Car insurance costs could be over £700 per annum for a Smart ForFour Passion with charges rising to over £1,250 for a Tesla Model 3. ....

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Car insurance UK: Drivers can secure a refund if they have travelled less in lockdown


| UPDATED: 07:54, Fri, Feb 19, 2021
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They warn insurance providers could offer drivers a “pro-rata premium refund” if they have driven less than they were expected to. However, road users should keep an eye on any “administration fees” to ensure updating their details in the hope of a refund will not see costs rise. ....

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Car insurance UK: Experts say it is 'rare' for private number plates to affect premiums


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This confirms they have no interest in keeping your private designs and allows you to transfer these to a new vehicle.
However, road users must act quickly if they want to make sure they keep hold of them.
If you are too slow and the car is scrapped there is a genuine risk plates could be lost forever.
Road users would then need to secure new designs or something similar to place on their new vehicle.
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Admiral Car Insurance has confirmed they do not see personalised number plates as a form of car modification meaning premiums will not be affected. ....

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