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Credit Lenders Use Facebook to Decide On Approvals, Experts Say

Credit organizations are looking at your Facebook page to see what you spend on clothes or travel to decide on your loan applications, experts say.

United statesLindsay sain jonesJanine hillerTerry college of businessUniversity of georgiaSain jonesFair credit reportingVirginia techChanging consumer credit infrastructureAmerican business lawFair credit reporting actEqual credit opportunityMedia amp ethicsCredit cardsCredit scoreCredit reporting

How social media posts could affect credit scores » FINCHANNEL

Researcher warns of risks with using alternative data in lending. What does your SAT score mean for your ability to pay off a car loan? What does your Facebook feed say about your chances of landing a mortgage? And, what does your propensity for snacking on road trips mean for your credit score? The answers: More than you think.Researcher warns of risks with using alternative data in lending. What does your SAT score mean for your ability to pay off a car loan? What does your Facebook feed say about your chances of landing a mortgage? And, what does your propensity for snacking on road trips mean for your credit score? The answers: More than you think. » The FINANCIAL Tech

United statesJ merritt melanconLindsay sain jonesJanine hillerTerry college of businessUniversity of georgiaLindsay sainVirginia techChanging consumer credit infrastructureAmerican business lawFair credit reporting actEqual credit opportunityFair credit reporting

How social media posts could affect credit scores

What does your SAT score mean for your ability to pay off a car loan? What does your Facebook feed say about your chances of landing a mortgage? And, what

United statesLindsay sain jonesJanine hillerTerry college of businessUniversity of georgiaLindsay sainVirginia techChanging consumer credit infrastructureAmerican business lawFair credit reporting actEqual credit opportunityFair credit reporting

How social media posts could affect credit scores

University of Georgia researcher warns of risks with using alternative data to determine credit scores in lending.

United statesLindsay sain jonesJanine hillerTerry college of businessUniversity of georgiaLindsay sainVirginia techChanging consumer credit infrastructureAmerican business lawFair credit reporting actEqual credit opportunityFair credit reporting

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