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Festivals need insurance There’s no insurance for communicable diseases or pandemics at the moment. We’ve been told that could be the case for two to three years, based on SARS, which is a significant period of time. You can still get weather and public liability insurance, but if you have to cancel your event due to the pandemic, you can’t cover your sunk costs. An interruption fund would see promoters actually paying to access a kitty if the pandemic caused a cancellation. So it would be co-contributed – we’re not asking for money without paying for anything, we just want the ability to underwrite these events. ....