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Scams, terror, and national security: Problems with Chinese microloan apps in India The pandemic, accompanied by job loss and pay cuts, has made many Indians even more desperate than they normally were for loans. This has made them easy targets for spurious loan apps whose origins lie across the border. January 29, 2021 05:07 GMT (21:07 PST) | Topic: Innovation Technology has become a great enabler but it can also be a killer. In this case, it has literally proven so for India s lower-income residents, thanks to unscrupulous Chinese operators who have used spurious loan apps and hired Indian underlings to bilk the most vulnerable. ....