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1.03 trialian dollars. how do people cope? unfortunately people coping in the wrong ways. depending on their credit cards to fill in the gaps where their cash finishes. what they have to do is start planning better for this. we have to start getting on a budget. using our own money to pay for these supplies. here is the thing. this comes up every year this time, okay? we need to start saving in advance. if we can t cash flow it to fit the bill with our own money and not go further into debt. dana: sometimes when you get the list, your son is going into first grade, right? kindergarten. dana: i don t know what the list is like. as kids get older the kids get longer and more expensive. what do you do when there is peer pressure if they want the special kind of magic markers should you get them? how do you deal with that as a ....