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When it's OK to let your good credit score drop | Lifestyles

By BEV O SHEA of NerdWallet
If youâve worked hard to achieve and maintain a good credit score, it can be upsetting to see it drop. But âlife happens, and sometimes how you react is going to blow back and affect your credit score,â says credit expert John Ulzheimer. People lose jobs, cars break down and pipes leak. Credit may be your safety net.
Painful as it may be, there are times when taking actions that hurt your score are prudent for your overall finances.
WHEN YOU HAVE AN EMERGENCY EXPENSE
If you have a big, unexpected expense that exceeds your emergency savings, using your credit cards to cover it can be a decent option. ....

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Residents ask Alpharetta council to scrap street extension plans

ALPHARETTA, Ga. â Even with no funding to lift the first shovel, residents along Marjean Way let Alpharetta city leaders know Monday they oppose any plan to connect their street north to a major travel corridor.
About a half-dozen residents peppered the City Council Monday with visions of the sort of hell it would create if Marjean Way is extended north to Milton Avenue, a major east-west roadway. Currently, Marjean Way ends at Orchid Lane and is accessed on the south from Marietta Street, which connects to the heavily traveled Old Milton Parkway.
Marjean Way resident Cary Siegel said he doesnât understand the pressing need for the extension when there are already two nearby streets that connect Old Milton Parkway north to Milton Avenue. Adding another connector through the residential Marjean Way doesnât seem to make sense, he said. ....

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4 Ways to Increase Your Financial Literacy

4 Ways to Increase Your Financial Literacy
From reading to listening to following experts in the field, you can increase your financial literacy with these tips. (Stock photo)
Being prepared for the unexpected is part of military life, but many military families are financially unprepared for a variety of reasons. In the 2020 Military Family Life Survey, 77% of military families reported paying over $200 per month in out-of-pocket housing expenses. In the 2019 Military Saves Saver Survey, over half (57%) of those surveyed said, Unexpected expenses are the biggest challenge to saving.
But knowing you re supposed to save and doing it are two different things, with a lot of obstacles involved that may be out of your control. And once you save, do you know what to do next? By taking some time to increase your financial literacy, you ll know what steps to take when you are ready. ....

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