Operator
Ladies and gentlemen, thank you for standing by, and welcome to the Amerant Bancorp Fourth Quarter 2020 Earnings Call. [Operator Instructions]. After the speakers presentation, there will be a question-and-answer session. [Operator Instructions]. I would now like to hand the conference to your speaker today, Laura Rossi, Investor Relations Officer. Please go ahead ma am.
Laura Rossi
Investor Relations Officer
Thank you, Operator. Good morning to everyone on the call, and thank you for joining us to review Amerant Bancorp s Fourth Quarter and Full Year 2020 Results. With me this morning are Millar Wilson, Chief Executive Officer; Carlos Iafigliola, Chief Financial Officer; Miguel Palacios, Chief Business Officer; and Thiel Fischer, Credit Risk Manager.