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Depositors benefit more in this rate hike cycle

“The demand for funds is high given the credit growth of 15-16 percent. Banks need to garner more funds through deposits even at higher rates” said Sachin Gupta, chief rating officer CareEdge Ratings “ Besides some banks are focusing on building durable long-term and stable funding sources even if it means paying higher interest.” ....

Sachin Gupta , Careedge Gupta , Careedge Ratings , Reserve Bank , Kuntal Sur , Pwc India , External Benchmark , Lending Rate , June Financial Stability Report , Rate Transmission ,

Depositors benefit more than borrowers this rate hike cycle

“The demand for funds is high given the credit growth of 15-16 percent. Banks need to garner more funds through deposits even at higher rates” said Sachin Gupta, chief rating officer CareEdge Ratings “ Besides some banks are focusing on building durable long-term and stable funding sources even if it means paying higher interest.” ....

Careedge Gupta , Sachin Gupta , Careedge Ratings , Reserve Bank , Kuntal Sur , Pwc India , External Benchmark , Lending Rate , June Financial Stability Report , Rate Transmission ,