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CNN CNN Newsroom With Carol Costello August 5, 2015 14:49:00

They could use some superheroes this morning. we have to talk about interest rates. looks like interest rates are rising in september. here s why. another fed official someone who makes these decisions in the wall street journal saying it s time. unless there s a big deterioration in the american economy, next month rates will rise. that means it will cost you more thr for a car loan a mortgage, credit card. it should be no surprise to people that higher interest rates are coming. please lock in your refi. higher interest rates are coming. or buy that new house now if you can afford it. but this actually means good things about the economy. it means the economy is strong enough to weather. and remember rates have been low for nine years. you could have a baby that s a second-grader since the last time rates have risen. christine romans brian stelter, thanks to both of you. i appreciate it. we have new video of the ....

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Detailed text transcripts for TV channel - CNN - 20110309:16:47:00

Future. our stephanie elam is here to debunk the myths. very important, you call it a piece of your financial dna, it s that important, huh, steph? it s so huge, suzanne. a lot of people don t realize it, but you ve got to tend to it. if you ve ever been denied a car loan a mortgage, maybe a new line of credit, you can chalk up a good part to the credit report. the average consumer has 13 credit obligations on record at a credit bureau, that means it s essential to check your credit report and see what they re seeing. to do it, head to annualcreditreport.com and you can check with all three bureaus, equifax, experian and transunion once a year for free. there s a lot that factors into your credit history, and we debunk some of the myths. the first myth, your income is tied to your credit reports and scores. that s not true. your salary isn t on your credit report and hasn t been since 1990 when the bureau s purged that info from the report. as long as you pay your bills on ....

Suzanne Malveaux , Car Loana Mortgage , Stephanie Elam , Credit Report , Credit Bureau , Credit Obligations , Credit History , Three Bureaus , It Hasn T , Credit Reports ,