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social security is all they have. for one in four, it is more than 90% of their income in retirement. what are you telling people who are about to retire in the next couple years and they are just now realizing that social security isn t going to cut it? if you want and need and can work longer, think about it. consider delaying social security. reporter: without a section g voucher it would take a most all of allan s social security check just to cover rent. sometimes you feel, am i going to have to go out and get a job again? well, i m 81 years old. who is going to hire me? reporter: keep this in mind if you re trying to max out your benefits, and every year that you postpone filing for social security, the amount you get goes up by 8%. financial experts say it s never too late to start saving for retirement and take advantage of some of those tax benefits that certain retirement accounts offer. norah. norah: that s good ....