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Buying a home in US for the first time? Here are the 10 most affordable places

Here are the best locales for first-time homebuyers, offering affordable options without compromising on the quality of life. ....

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Lite Doc, Efficiency, 40-Year, HELOC Products; FHA, VA, USDA, HECM Agency and Investor News

Isn’t ice cream a great food!? In fact, I worked in an ice cream plant in my early 20s. Did you know that Moose Tracks ice cream was named for a miniature golf course in Michigan's Upper Peninsula? Thank you to Carla M. who reminded me that July is National Ice Cream Month with an article on the top flavors. It is fortuitous that chocolate and ice cream met, as many of the most popular flavors have it. I know for a fact that mortgage attorney Brian Levy’s favorite ice cream is the uncommon rum raisin, although his latest piece has no relation to it whatsoever. Brian Levy’s most recent Mortgage Musing covers crowdsourced housing policy, professionalism, conflicts of interest in affiliated business arrangements, and whether doctor body cams are a good idea (spoiler alert: no). If you want to be “a-mused” while learning something about the mortgage business, subscribe to Levy’s Musings (it’s free and he promises he won’t sell ....

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Why Las Vegas Is Great For First Time Home Buyers

Why Las Vegas Is Great For First Time Home Buyers
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Sick of Being Outbid on a Home? Try Sweetening the Deal With a Rent-Back Agreement

There's another way to make your offer stand out that doesn't involve depleting your savings account or waiving contingencies. ....

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Appraisal, Sales, Jumbo and Non-QM Products; Training and Events in July; Rates and Recession Fears

“I'm a multitasker. I can listen, ignore, and forget all at the same time!” We won’t, however, soon forget this part of the business cycle. “Rob, thank you for all your help placing ads for Ops staff for us. With the ‘Work from Home’ movement, and cutbacks, we don’t need all of this office furniture. Would you run an ad to sell it?” First off, I told the person that no, I wouldn’t. But more importantly, this well-known lender is experiencing what many lenders are, which is that cutting back can be just as difficult, if not harder, than expanding. We all knew that “refi burnout” would happen, but the speed at which mortgage rates have moved higher cutting refis, and purchase business not filling the void, surprised many. Originators have changed their tactics; Todd Duncan, renowned mortgage sales and training expert, will be discussing how LOs can adapt to this environment on The Rundown with Rich & ....

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