When you decide to port your health insurance policy and switch to a new policy either with the same insurance company or the other you need to consider an important aspect which is the accumulated bonus and completion of waiting period. Will you get these benefits that you have earned, in your new insurance policy.
If you are planning to start a family and depending upon your corporate health insurance policy then you need to check whether it offers adequate coverage to meet all eventualities as in many cases these plans offer no coverage to new born baby or the coverage may not be adequate for the new born baby. To avoid last minute surprises you must ensure that your new born has adequate financial protection.