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Charitable Giving Surges as Donor-Advised Funds Gain Appeal for Tax Advantages and Flexibility

Despite economic pressures weighing on Americans, charitable giving remains robust. According to a recent report by Fidelity Charitable, the organization issued nearly $12 billion in grants through its donor-advised fund ....

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Americans Seeking a Retirement Miracle

Americans Seeking a Retirement Miracle
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I'm 55, tired of 'soul-crushing jobs,' have $1 million invested poorly — can I retire now?

Hello,
Iâve been working since my senior year in high school and have finally hit the $1 million mark at the age of 55. I probably could have doubled that amount had I chosen to invest wisely. Instead, I banked about 70% of my savings in CDs and other low interest-bearing safe havens. So, now Iâve currently got about $700,000 in CDs earning a paltry 1%. I do however have the other 30% invested in higher-yielding index funds.Â
Like so many others, I want to retire and get off the merry-go-round of unfulfilling, soul-crushing jobs. I have never purchased a home. I also donât have any debt, nor do I have any kids or a spouse. As someone who lives a minimalist lifestyle, I can probably get by on about $3,000 a month. Is there a comfortable path I can take to get there if I leave the workforce today? Iâm currently in good health, but there is a history of heart disease in the family, so Iâll be lucky to reach my 80s.Â ....

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