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W m how you know i guess its good to have you with us new yorks department of Financial Services is opening a probe into gender discrimination by Goldman Sachs the bank behind apples new credit card critics say men get a far higher credit limit then woman the scandal broke after apples cofounder Steve Wozniak said he received 10 times more credit than his wife even though they all share assets and accounts apple has reportedly responded to user concerns saying the credit limit is defined by an algorithm the apple cart was launched in august and partnership with Goldman Sachs as an option for users with limited access to credit. For more on this i am now joined by jose luis de i do our financial correspondent on wall street who will take us through this issue its go ....