Of england target for inflation is 2%. stilla of england target for inflation is 2%. still a long way to go to get there. to bring inflation down the theory is you need to encourage people to curb their spending and save more. you do that by raising interest rates. we are currently at a base rate of a.5%, already up from the rates of less than 1% of that we saw before 2022. the consensus is that rates today will rise again to a.7 5%, possibly 5%. there will be an impact, a negative impact, with those with variable or tracker mortgages, oranybody those with variable or tracker mortgages, or anybody looking to remortgage soon. it is a tough time for many. borrowing costs will make it even tougher. it is likely to get worse before things get better. quite a few people will be thinking there might well have to have conversations with their banks or their building societies if they are struggling. you are going to be speaking to one of those shortly?