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Don t know what they are, we don t think you ll have enough money unless you take tarp and the implied, implication says we re going to come and see you you soon and if you don t take tarp, you re going to be trouble and we make up the rules. we ended up taking tarp. and what s interesting, john. why did they want us to take tarp? head of the federal reserve, bernanke, one of the students of the depression. stossel: during the depression, when it was known that the bank was taking money. he had three banks going to fail and needed the healthy banks to make it look good. it was a ripoff for the banks ab we never had a single quarterly loss and stress stes, you ve got way more capital. you ve been more outspoke been freedom and you started doing this after you read a book called capitalism, the ....