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When does a bank fail?

There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run). Any loss arising from these risks is adjusted against capital. But when the loss exceeds capital, a bank becomes insolvent. In the face of a serious liquidity crisis, the ultimate result is bank failure. ....

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Drama at the FCA – a BRR takeover

Your weekly look at what the industry is talking about, offering information bankers like you need to know ....

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